银行

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Character Breakdown

Understanding 银行 (yínháng)

The word 银行 literally combines (silver) and (row or line), historically referring to places dealing with silver or money. Today, it means 'bank' as a financial institution.

Common Uses

  1. Physical bank locations where people deposit or withdraw money.
  2. Referring to banking services like loans, deposits, and financial transactions.
  3. Describing the quality or characteristics of a bank, such as service attitude or interest rates.

Typical Collocations

Usage Notes

When using 银行, it usually refers to the institution or its services rather than abstract financial concepts. It is a neutral, formal term suitable for everyday conversation and business contexts. Avoid confusing 银行 with (silver as a metal) or as a standalone word meaning 'row' or 'profession.'

Common Confusion

Some learners confuse 银行 with (silver), but 银行 specifically means 'bank.' Also, can mean 'to go' or 'profession' in other contexts, but here it is part of the compound word.

Example Sentences

I went to the bank today to handle a deposit.

The service attitude of this bank is very good.

The interest rates on bank loans have recently decreased.