资金

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Character Breakdown

Understanding 资金 (zījīn)

资金 refers to money or capital used primarily for business, investment, or project purposes. It is a formal term often seen in financial, economic, and governmental contexts.

Usage and Nuances

When you use 资金, you are usually talking about a pool of money allocated or needed for a specific purpose, such as expanding a company, funding a project, or government spending. It is not used for everyday personal expenses.

Common Collocations

  • 公司资金 (company funds): money a company uses for operations or growth.
  • 资金 (lack of funds): a common problem for startups or projects.
  • 资金 (capital investment): money invested into a project or business.

Tips

Avoid confusing 资金 with (qián), which is a more general and informal word for money. 资金 implies a larger, more formal amount of money often tied to business or official use.

When talking about personal finances, use or 现金 instead of 资金.

Example Sentences

The company needs more funds to expand its production scale.

The government-allocated funds are mainly used for infrastructure

At the early stage of a startup, lack of funds is the biggest problem.