债务

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Character Breakdown

Understanding 债务 (zhàiwù)

债务 refers to debts or liabilities, typically financial obligations owed by individuals, companies, or governments. It is a formal term often used in business, finance, and legal contexts.

Usage and Nuances

When using 债务, speakers usually imply a formal or serious financial obligation rather than casual borrowing. It often appears in discussions about loans, credit, or fiscal responsibility.

Common Collocations

  • 背负债务 (bèifù zhàiwù): to bear debt, emphasizing the burden of owing money.
  • 债务 (huán qīng zhàiwù): to pay off debts completely.
  • 国家债务 (guójiā zhàiwù): national debt, referring to government financial obligations.

Register and Tone

债务 is a neutral to formal term. It is appropriate in written and spoken language when discussing financial matters seriously. Avoid using it in casual conversations about small personal loans.

Common Confusion

Do not confuse 债务 with 债券 (zhàiquàn), which means bonds or debt securities. 债务 refers to the debt itself, while 债券 refers to the financial instrument.

Using 债务 correctly helps learners discuss financial topics clearly and professionally.

Example Sentences

The company incurred a large amount of debt due to expansion.

He works hard in order to pay off his debts as soon as possible.

The government announced it will take measures to reduce national debt.