抵押

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Character Breakdown

Meaning and Usage

"抵押" (dǐyā) means to pledge or mortgage an asset as collateral for a loan or debt. It is commonly used in financial contexts where property or valuables are used to secure borrowing.

Common Collocations

Usage Notes

When using 抵押, the focus is on the act of pledging property to guarantee repayment. It often appears in formal or legal contexts. Unlike 抵抗 (to resist), 抵押 relates to financial security rather than opposition.

Avoiding Confusion

Do not confuse 抵押 with (to press or detain) alone; 抵押 specifically refers to mortgage or pledge. Also, 抵押 is different from 贷款 (loan), as it refers to the collateral, not the loan itself.

Example Sentences

He used his house as collateral to get a bank loan.

The mortgage contract specifies detailed information about the collateral.

If the repayment is not made on time, the bank has the right to dispose of