信用

しんよう

confidence, dependence

JLPT N3

Character Breakdown

Meaning and Usage

"信用" (しんよう) primarily means "trust," "confidence," or "credit." It is used both in personal contexts, such as trusting a person, and in financial contexts, like creditworthiness.

Common Collocations

  • 信用できる: to be trustworthy
  • 信用を失う: to lose trust
  • 信用調査: credit investigation
  • 信用取引: credit transaction

Nuances and Register

"信用" is a formal word often used in business, legal, and financial contexts, but it is also common in everyday speech when talking about trustworthiness. It implies a reliable and established trust rather than casual belief.

Common Mistakes

Learners sometimes confuse "信用" with "信頼" (しんらい), which also means trust. "信用" often relates to trust based on reputation or credit, especially in financial or official matters, while "信頼" emphasizes personal trust and reliance.

Understanding these differences helps use "信用" appropriately in conversations about trust, credit, and reliability.

Example Sentences

かれはとてもしんようできるひとです。

He is a person you can really trust.

ぎんこうはかれのしんようをひょうかして、ローンをしょうにんした。

The bank evaluated his credit and approved the loan.

しんようがなければ、ビジネスはうまくいかない。

Without trust, business cannot succeed.