滞納

たいのう

non-payment, default

JLPT N1

Character Breakdown

Meaning and Usage

The word 滞納 (たいのう) refers to the failure to pay money owed by the due date, such as rent, taxes, or bills. It is a formal term often used in legal, financial, and administrative contexts.

Common Contexts

滞納 is frequently used when discussing overdue payments for rent (家賃滞納), taxes (税金滞納), utility bills, or loan repayments. It implies a negative situation where the payer has not fulfilled their financial obligation on time.

Collocations and Patterns

  • 家賃を滞納する: to default on rent payments
  • 税金を滞納する: to fail to pay taxes
  • 滞納料金: overdue fees
  • 滞納している: currently in default

These collocations are common in formal notices, official documents, and conversations about financial responsibility.

Register and Nuance

滞納 is a formal and somewhat serious term. It is not used casually but rather in official or business settings. Using it in everyday conversation about small debts might sound too stiff.

Common Mistakes

Learners sometimes confuse 滞納 with 遅刻 (being late) or 延滞 (delay). 滞納 specifically refers to non-payment or default, not just being late in general. To avoid confusion, remember 滞納 always involves money or fees that are unpaid.

Example Sentences

やちんをたいのうすると、おおやさんからさいそくのでんわがかかってくる。

If you default on your rent, the landlord will call to remind you.

ぜいきんのたいのうはほうりつでばっせられることがある。

Non-payment of taxes can be punished by law.

たいのうしているりょうきんをはやくしはらってください。

Please pay the overdue fees as soon as possible.