金融

きんゆう

finance, money and banking

JLPT N3

Character Breakdown

Meaning and Usage

"金融" (きんゆう) refers broadly to finance, encompassing money management, banking, and financial services. It is commonly used in business, economics, and news contexts.

Common Contexts

You will often see "金融" in compound words like "金融業界" (financial industry), "金融危機" (financial crisis), and "金融サービス" (financial services). It usually relates to institutions like banks, investment firms, and government financial bodies.

Collocations and Patterns

  • 金融業界: financial industry, used when talking about the sector or companies involved in finance.
  • 金融危機: financial crisis, a common term in economic discussions.
  • 金融サービス: financial services, referring to services provided by banks or financial institutions.

Register and Nuance

"金融" is a formal term used in professional and academic contexts. It is not casual and is rarely used in everyday conversation unless discussing money or banking topics specifically.

Common Learner Mistake

Learners sometimes confuse "金融" with "お金" (money) or "経済" (economy). Remember, "金融" focuses on the financial system and services, not just money itself or the broader economy.

Example Sentences

かれはきんゆうぎょうかいではたらいています。

He works in the financial industry.

きんゆうききがけいざいにおおきなえいきょうをあたえた。

The financial crisis had a big impact on the economy.

ぎんこうはきんゆうサービスをていきょうしています。

Banks provide financial services.