金銭

きんせん

money, cash

JLPT N3

Character Breakdown

Meaning and Usage

"金銭" (きんせん) specifically refers to money or cash, often in a formal or written context. It is used when discussing financial matters, transactions, or issues related to money in a somewhat serious or official tone.

Common Contexts

You will often see "金銭" in legal, business, or financial discussions rather than casual conversations. For example, contracts, financial reports, or discussions about debts and loans frequently use this term.

Collocations and Patterns

  • 金銭の貸し借り (きんせんのかしかり): lending and borrowing money, used when discussing financial transactions.
  • 金銭的な問題 (きんせんてきなもんだい): financial problems, used to describe money-related troubles.
  • 金銭感覚 (きんせんかんかく): sense of money management, referring to how well someone understands and handles money.

Register and Nuance

"金銭" is more formal and less common in everyday casual speech compared to words like "お金" (おかね). Using "金銭" implies a more serious or official tone.

Common Mistake

Learners sometimes confuse "金銭" with casual terms for money. Remember that "金銭" is best reserved for formal or written contexts, while "お金" is more natural in daily conversation.

Example Sentences

きんせんのかしかりはしんちょうにおこなうべきだ。

Lending and borrowing money should be done carefully.

かれはきんせんてきなもんだいでなやんでいる。

He is troubled by financial problems.

きんせんかんかくをみにつけることはたいせつだ。

It is important to develop a sense of money management.