融資

ゆうし

financing, loan

JLPT N1

Character Breakdown

Meaning and Usage

The word "融資" (ゆうし) refers to the act of providing funds, typically as a loan or financing, often by banks or financial institutions. It is commonly used in business and financial contexts when discussing loans, credit, or capital funding.

Common Contexts

融資 is frequently used when talking about borrowing money for business projects, real estate, or other investments. It implies a formal financial transaction rather than casual lending.

Collocations and Patterns

  • 融資を受ける: to receive financing or a loan
  • 融資条件: loan conditions or terms
  • 融資額: amount of financing
  • 融資先: the party receiving the loan

These collocations help specify the details of the financing process.

Register and Formality

融資 is a formal term used in business, banking, and legal contexts. It is not used in casual conversation about lending small amounts of money.

Common Learner Mistake

Learners sometimes confuse 融資 with 貸す (to lend) or 借りる (to borrow). 融資 specifically refers to the formal act of financing, often involving institutions, rather than informal lending between individuals.

Example Sentences

ぎんこうからじぎょうのためにゆうしをうけた。

I received financing from the bank for my business.

あたらしいプロジェクトのためのゆうしじょうけんをかくにんしましょう。

Let's check the loan conditions for the new project.

ゆうしをうけるにはしんようちょうさがひつようです。

A credit check is necessary to receive financing.