残金

ざんきん

remaining money

JLPT N1

Character Breakdown

Understanding 残金 (ざんきん)

The word 残金 refers specifically to the "remaining money" or "balance" that is left to be paid or settled after an initial payment or deposit. It is commonly used in formal or business contexts such as contracts, purchases, or financial settlements.

Usage and Nuance

When you use 残金, you imply that part of the total amount has already been paid, and this is the leftover amount that still needs to be paid. It often appears in contexts like buying property, paying for services, or settling bills.

Common Collocations

  • 残金を支払う: to pay the remaining money
  • 残金の支払い期限: deadline for paying the balance
  • 残金の清算: settlement of the remaining money

These collocations highlight the transactional nature of the word.

Register and Politeness

残金 is a neutral to formal term, suitable for business and official conversations. It is not casual and rarely used in everyday informal talk.

Common Learner Mistake

Learners sometimes confuse 残金 with お金 (money) in general or with 預金 (deposit). Remember, 残金 always refers to the leftover amount after some payment has been made, not just any money.

Example Sentences

いえのこうにゅうにあたり、ざんきんはらいげつまでにしはらわなければならない。

When purchasing a house, the remaining money must be paid by next month.

ざんきんのしはらいほうほうについて、ぎんこうふりこみかげんきんかえらべます。

Regarding the payment method for the remaining money, you can choose between bank transfer or cash.

りょこうのひようはまえばらいで、ざんきんはきこくごにせいさんします。

The travel expenses are paid in advance, and the remaining money will be settled after returning home.