家計

かけい

household economy, family finances

JLPT N1

Character Breakdown

Understanding 家計 (かけい)

The word 家計 refers specifically to the financial management or economy of a household or family. It is commonly used when discussing budgeting, expenses, and income within a family context.

Usage and Nuance

When speakers use 家計, they often imply concern about managing money carefully to maintain a stable family life. It is a formal term often seen in news, financial advice, and everyday conversation about money matters at home.

Common Collocations

  • 家計をやりくりする: to manage or make ends meet with household finances.
  • 家計簿をつける: to keep a household account book.
  • 家計が苦しい: the household finances are tight or strained.

These phrases are useful for discussing budgeting strategies or financial difficulties.

Register and Politeness

家計 is neutral and appropriate in both formal and informal contexts. It is not casual slang but is widely understood and used.

Common Learner Mistake

Learners sometimes confuse 家計 with 家計簿 (かけいぼ), which means "household account book." Remember, 家計 refers to the overall family finances, while 家計簿 is the tool used to track those finances.

Example Sentences

かけいをやりくりするために、まいつきのししゅつをみなおした。

To manage the household finances, I reviewed the monthly expenses.

かけいぼをつけて、しゅうにゅうとししゅつのバランスをかくにんしましょう。

Let's keep a household account book and check the balance between income and expenses.

さいきんのぶっかじょうしょうでかけいがくるしくなっているかていがおおい。

Many households are struggling financially due to recent price increases.